With everything going on, money has become tighter than ever. But, we all know that there’s a light at the end of the tunnel. Although, that light can be hard to see when we don’t know what steps we should take next. So, find the help you need with our Baton Rouge federal credit union. As professionals who handle financial issues, we want to help the people of Baton Rouge save their money and, thus, save their future.
Save For The Future
Saving for a rainy day can be hard to do, especially if you’ve never done it before. But that’s why we’re here to help.
Nothing says savings like a savings account. And at Essential Federal Credit Union, we offer several accounts for our customers to choose from. All of our accounts are easily available online, through mobile, and through telephone calls. And, to top it off, it’s all accessible 24/7 and is NCUA-insured. Take your pick of our current savings accounts.
Savings accounts are an easy and convenient way to save money for the future. Because the money is insured, you don’t have to worry about theft. When all your money is in a checking account, the cash is liable. And this is the same no matter if you choose a New Orleans bank or a Baton Rouge federal credit union.
If you’ve never saved money, it’s easy to begin. The first step is to set aside some money with each paycheck. No matter if the amount is $10 or $1,000—every cent saved goes towards helping you when you need it most. And, don’t think of it as you’re losing money, because you aren’t. So, of course, enjoy the little things—like your morning Starbucks or occasional take-out. It’s all about moderation.
Another way to save money is through the use of investments. But depending on what investment you take, there could be a high-risk/high-return. So, you have to think about what choice is best for you, your family, and your future.
One of the biggest investments people make is choosing to buy a home. With home buying, even though you pay a mortgage, you get back a majority of the money you put in as you pay. In general, there is a low chance that your property value could go down. Some people are not happy with this outcome. It all depends on what you’re comfortable with and what kind of loan you choose.
A loan makes the whole process easier. And at Essential FCU, we have more loans you can ever need. So, no matter if you need a mortgage, a personal loan, a business loan, or more—you have the choices you deserve. Shape your own future.
Get the Help You Need From A Baton Rouge Federal Credit Union
At Essential FCU, our priority is you and your happiness. Are you ready to look into saving more money and breathing easier? If so, we’re here to help. Apply now for a new membership, loan, or create your savings account. No matter what you choose, it’s good to think about the future. If you have any questions about our processes, please feel free to give us a call at one of our locations. Our Baton Rouge federal credit union is always willing to help our customers as much as we can, especially in these difficult times.