Education is Essential

Look Into Mortgage Rates in Baton Rouge This Holiday Season

Everyone has a long-standing dream of owning a home and raising their families in the right neighborhood within Baton Rouge. Why should this only be a dream when we can make it a reality? You might be thinking that the holidays are not the right time to buy a home. However, there are quite a few reasons why purchasing a home during the Holiday season has its advantages. With the help of Essential Federal Credit Union, home mortgage loans can help make it happen sooner than you might have thought.

Holiday Home Buying Considerations
  • Where is the competition? People choose not to buy homes during the holidays for many reasons. Often, it’s due to not wanting to move during the holiday hassle. This correlates to fewer buyers, which in turn equals less competition.
  • Best believe the seller is motivated! Many sellers attempting to sell during the holidays are generally motivated to do so. It could be because of a possible job relocation or their home has been on the market for a long period of time. Whatever the case might be, you can bet its crunch time and it puts the ball in the buyer’s court.
  • Low-Interest Rates 2018 and 2019 have been privy to low-interest rates. Though there was a slight rise from 2018 through 2019, the average 30-year fixed mortgage has still managed to stay under 5%. And with Essential’s free financial calculator you can see how much you can save over the life of a mortgage. You will love all the money you can put towards new furniture!

With all these great reasons, why wait for the market to change? Apply now for a mortgage loan and live your best life!

Mortgage Loans We Offer

Essential offers an array of mortgage loan options for the first-time home buyer to the seasoned home buying veteran. We offer a fast application process coupled with competitive interest rates and no prepayment penalties for the following:

Allow yourself the ultimate Christmas present this year! Apply for a mortgage loan so you can afford the home of your dreams. Find out about what we can do for you!

Contact Essential Federal Credit Union for Mortgage Loans in Baton Rouge

Our team at Essential FCU wishes you and your loved ones a happy and safe holiday season. If you have any questions about the options above, please give us a call at 1-888-369-2207 or email us at And of course, we all know the holidays can be hectic. So take a look at our holiday hours and come visit us when the time is right.