Education is Essential

Why Choose A Federal Credit Union In Baton Rouge?

Say, what is a credit union? Well, by definition, a credit union is a member-owned financial cooperative, providing its members with competitive credit rates and other financial services. Credit unions differ from traditional banks because account holders are the members and owners of the institution. So why not have a say in your finances for once? Elevate your banking to the next level by contacting Essential Federal Credit Union of Baton Rouge. It’s time to take charge of the finances in your life.

What Services Does A Federal Credit Union Provide?

As previously stated, credit unions are member-owned institutions. But what services come with this? Well, just like banks, credit unions accept loans, make deposits and provide a wide array of other services such as investments and debt protection. At Essential Federal Credit Union of Baton Rouge, we offer various services not only in personal but also in business finances. This allows us the diversity to invest your funds while being invested in you. 

Did we mention our phenomenal eServices? Within the modern world of banking it’s important to manage your money your way. Our team allows you to bank with convenience by accessing your finances 24/7 via eBanking and eMobile. Never worry about missing a bill again with our convenient ePay option. Also f you need assistance with any of our services, you now have the option to live chat with an Essential representative. It’s fair to say that our true service is servicing you! 

About Essential Federal Credit Union In Baton Rouge

When you bring your money to Essential FCU, you know it’s in good hands because you’re a part of the family. Established in 1972, our credit union has 102 employees, over 30,000 members, and $330 million in assets. To this day, our belief is that we are a community of members. So your vote matters to us! A volunteer board of directors is chosen by members to manage our credit union with the goal of taking care of everyone’s well-being. Profits made are returned back in the form of reduced fees, higher savings rates and lower rates on loans. As we continue to grow our membership, we provide peace of mind by federally insuring your savings through the National Credit Union Administration. 

For additional information about us, drop into our Baton Rouge office off of Siegen Lane between  8:00 a.m. and 6:30 p.m. or Saturdays 9:00 a.m. until 2:00 p.m.. 

Become An Essential FCU Member Today!

Ready to become a part of our federal credit union family in Baton Rouge? Feel free to drop into our Siegen Branch for an application or apply online! Our operations center can also be found in Towne Center Boulevard and can be used for withdrawals. For any additional questions please call us at 225-353-8238 or email Let us show you what being a federal credit union member in Baton Rouge is all about!