Education is Essential

We know the banking world can be impossible to navigate. So, we’ve done the homework for you and are dedicated to bringing you insightful information about the things you want to know more about. You don’t need to speak the language, we’re here to translate it for you.

Budget and COVID Friendly Valentine’s Day Ideas

Budget and COVID Friendly Valentine’s Day Ideas

Valentine’s Day can be financially tough, especially when you’re recovering from the holidays. To make matters even worse, try celebrating it in the middle of a pandemic!  This is why…

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How and When to Educate Your Teen on Credit Cards

How and When to Educate Your Teen on Credit Cards

Do you have to give a young person a credit card to start the education process? Not necessarily. But since studies have shown that 80% of American adults have a…

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Five Easy Ways to Cut Monthly Expenses

Five Easy Ways to Cut Monthly Expenses

  Ever notice how your monthly expenses always seem to equal whatever salary you’re making, even after you get raises? The phenomenon is called “lifestyle creep” and it can keep…

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What To Do If Your Income Is Reduced

What To Do If Your Income Is Reduced

It’s challenging enough to make a paycheck last when it comes on a regular basis – but what happens when you have to take mandatory time-off or a reduction in…

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Helping Community Recover From COVID-19

Helping Community Recover From COVID-19

During this unprecedented time of economic standstill, local families and small businesses are struggling. Essential Federal Credit Union is helping our neighbors in the Greater Baton Rouge Area weather this…

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5 Tips for Finding the Perfect Prom Dress

5 Tips for Finding the Perfect Prom Dress

Prom is just around the corner. To find “the” dress, you have to start preparing now. Take our advice for finding the perfect gown.

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5 Reasons to Erase Your Debt

5 Reasons to Erase Your Debt

Debt can be more than just an amount you owe.  It can have a powerful impact on your life.  We noted these top 5 reasons to erase your debt immediately.

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Avoid Identity Theft This Holiday Season

Avoid Identity Theft This Holiday Season

Holiday travel increases your risk of identity theft. Use these 5 tips to protect yourself and keep your cheer from being stolen this year.

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