Education is Essential

We know the banking world can be impossible to navigate. So, we’ve done the homework for you and are dedicated to bringing you insightful information about the things you want to know more about. You don’t need to speak the language, we’re here to translate it for you.

What To Do If Your Income Is Reduced

What To Do If Your Income Is Reduced

It’s challenging enough to make a paycheck last when it comes on a regular basis – but what happens when you have to take mandatory time-off or a reduction in…

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Helping Community Recover From COVID-19

Helping Community Recover From COVID-19

During this unprecedented time of economic standstill, local families and small businesses are struggling. Essential Federal Credit Union is helping our neighbors in the Greater Baton Rouge Area weather this…

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Credit Tips for Mortgage Loans in Baton Rouge

Credit Tips for Mortgage Loans in Baton Rouge

At Essential Federal Credit Union, we pride ourselves on providing financial services to the capital area at the lowest possible cost. We’re especially committed to helping all our members pay…

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The Baton Rouge Federal Credit Union That Rises Above The Rest

The Baton Rouge Federal Credit Union That Rises Above The Rest

Your money is one of your biggest assets. Don’t leave your finances in the hands of just any institution. More than a bank, Essential FCU is a Baton Rouge federal…

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Use A Louisiana Federal Credit Union Near Hammond

Use A Louisiana Federal Credit Union Near Hammond

Hammond, Louisiana is home to some exciting festivals and culture. Most people forget that Hammond is a football city based around one of Louisiana’s regional universities, in the SELU Lions…

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A Community Oriented Credit Union In Central, LA

A Community Oriented Credit Union In Central, LA

The city of Central in Greater Baton Rouge is one of Louisiana’s quaintest small towns. Andy Griffith’s Mayberry comes to mind for those who long for time to slow down….

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Why Choose A Federal Credit Union In Baton Rouge?

Why Choose A Federal Credit Union In Baton Rouge?

Say, what is a credit union? Well, by definition, a credit union is a member-owned financial cooperative, providing its members with competitive credit rates and other financial services. Credit unions…

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Useful Investments At A Credit Union In Baton Rouge

Useful Investments At A Credit Union In Baton Rouge

Because of the unsure nature of life, it’s never too cautious to have some money saved up. It’s something your parents have been warning you about since you got your…

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A Short History of Dow Credit Union

A Short History of Dow Credit Union

With the new year settling in, Essential Federal Credit Union is coming up on our 47th year. We’ve been thinking—many of our new members don’t know our history! It’s about…

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