Education is Essential

We know the banking world can be impossible to navigate. So, we’ve done the homework for you and are dedicated to bringing you insightful information about the things you want to know more about. You don’t need to speak the language, we’re here to translate it for you.

What Can Our Checking, Savings, and Credit Card Services Do for You?

What Can Our Checking, Savings, and Credit Card Services Do for You?

Have you been searching for a place where you can have your checking, savings, and credit card accounts all in one spot in Central, Louisiana? If so, it’s time to…

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How and When to Educate Your Teen on Credit Cards

How and When to Educate Your Teen on Credit Cards

Do you have to give a young person a credit card to start the education process? Not necessarily. But since studies have shown that 80% of American adults have a…

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Credit Card Balance Transfers

Credit Card Balance Transfers

Pay Off Debt Faster A balance transfer from a high-rate credit card to an Essential VISA Credit Card can be an effective money-saving method to pay down expensive credit card…

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Helpful Credit Info From Your Baton Rouge Credit Union

Helpful Credit Info From Your Baton Rouge Credit Union

The financial system can be confusing, whether you’ve been paying bills for 50 years or five months. And one of the major aspects of the financial system is something many…

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Credit Tips for Mortgage Loans in Baton Rouge

Credit Tips for Mortgage Loans in Baton Rouge

At Essential Federal Credit Union, we pride ourselves on providing financial services to the capital area at the lowest possible cost. We’re especially committed to helping all our members pay…

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Get A Useful Credit Card In Baton Rouge

Get A Useful Credit Card In Baton Rouge

It’s about that time. Time to get yourself a credit card! However, how do you get the process started? Why should you anyway? You might feel pressure to get a…

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9 Things to Know Before Getting Your First Credit Card

9 Things to Know Before Getting Your First Credit Card

Applying for your first credit card can be exciting and overwhelming. Here are nine things to know before you embark on the credit card journey.

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Credit Card Comparison

Looking to Get a Credit Card? If you are in the market for a new credit card, or are looking to become a first time credit card owner, Essential Credit…

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