Now is a great time to buy a new/used vehicle or even refinance your current loan.
Whether you’re a current member or new to Essential, we’ve got your back!
Essential makes it easy to get pre-approved BEFORE you shop, giving you the advantage at the dealership or car lot. Refinancing? Look no further for a low, fixed APR .
Essential has great competitive rates and an easy online application that will get you approved quickly for your new or refinanced loan. And that’s just the start — Essential also offers payment protection, GAP insurance, and extended warranties for vehicles.