Car Loans

Now is a great time to buy a new/used vehicle or even refinance your current loan.

Whether you’re a current member or new to Essential, we’ve got your back!

Apply Now

Essential makes it easy to get pre-approved BEFORE you shop, giving you the advantage at the dealership or car lot. Refinancing? Look no further for a low, fixed APR .

Essential has great competitive rates and an easy online application that will get you approved quickly for your new or refinanced loan. And that’s just the start — Essential also offers payment protection, GAP insurance, and extended warranties for vehicles.

We offer 100% financing and longer loan terms than most banks.

Contact Us Today

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