Education is Essential

Beginner’s Guide to Personal Loans in Baton Rouge

personal loans in baton rouge

Essential Federal Credit Union knows that there are many reasons why people apply for personal loans in Baton Rouge. Our team is here to help you understand which direction you should turn in those tough banking decisions. Whether you are in the market to buy your first home, financing higher education, or even upgrading your home office with a new computer, our personal loan options can help solve many long-term purchase problems.

What is a Personal Loan?

A personal loan carries many of the same qualities as other loans. A personal loan is a specific amount of money a borrower will pay back over a previously agreed upon period of time. Typically, the borrower will pay back this personal loan in certain fixed amounts along with a pre-approved interest rate with each payment.

Essential Federal Credit Union has personal loans of all kinds and is ready to assist you in making your purchase decision for:

  • Auto Loans
  • Secured Loans
  • Vacation Loans
  • Unsecured Loans
  • Tuition Loans
  • Home Loans
  • And More!

Why Choose Essential?

Our Essential team is the Baton Rouge community’s trusted source for personal finances. They are equipped with the most knowledgeable and friendliest staff to help you from initial financial education all the way through decisions and ultimate financial success. We are dedicated to providing excellent banking services at the lowest cost to you.

You, the member, are the focus at Essential. We specialize in making sure our members feel comfortable with their personal investments and ensuring your family’s future financial safety.  

Call Us About Personal Loans in Baton Rouge

Essential Federal Credit Union is prepared to walk you through our personal loan process today. Our customer service team can discuss your financial options and help you select the best way to proceed. To learn more, give us a call at (225) 353-8238 or send us an email today.