Education is Essential

The Baton Rouge Federal Credit Union That Rises Above The Rest

Your money is one of your biggest assets. Don’t leave your finances in the hands of just any institution. More than a bank, Essential FCU is a Baton Rouge federal credit union you can trust. We take care of our members like they’re family, so your goals are personal to us! Find out what we can do for you.

Banks vs. Credit Unions

If you’re unfamiliar with credit unions, you may not understand how they’re different than traditional banks. No worries—we know it can be confusing. When it’s all said and done, customers actually own the credit unions! We operate based on what’s best for the customer, rather than what makes a profit. That means the customers have access to very reasonable interest rates and even lower fees. Our Baton Rouge federal credit union strives to make it as easy as possible for you to get the support you need for your family and future.

Generally, people choose banks because of the perceived technological advantages they have over credit unions. But online banking is a priority for us, so we work to do things differently at Essential. We have a wide variety of high-quality eServices that make financial planning easier than ever. Our eBanking and eMobile app portal gives you 24/7 access to your IRA’s, Mortgages, CD’s, checking accounts, and more. 

Want to know a secret? Major banks and credit card companies don’t truly want you to save money—and they definitely aren’t going to help you, either! But at Essential, your success is our success. Our eServices include money management software that is free for all Essential members that we call “eBudget.” Just another way we provide value for our members every day.

Of course, you still want to get rewarded for all your purchases. You’re in luck. We offer rewards credit cards and even special offers on eligible debit cards, as well! Our credit card program reward card gives you one point for every dollar you spend. Give us a call and ask us about it for more details.

You’re More Than A Customer

Joining our Baton Rouge federal credit union provides the chance to become a member of this exclusive community. But there are membership criteria. You must either live, work, worship, or attend school in these parishes: 

  • East Baton Rouge
  • West Baton Rouge
  • East Feliciana
  • Ascension
  • Livingston
  • Iberville
  • Pointe Coupee
  • Or St. Helena

That’s all it takes! This tight-knit community allows us to understand the economy we operate in. Your problems are our problems—meaning we know the best way to help. Can we help you too?

Best Federal Credit Union in Baton Rouge

At the end of the day, Essential Federal Credit Union has everything you need for financial prosperity. All it takes to join our ranks is filling out an application online. Or come get to know us personally at the Baton Rouge branch location. We’re excited about being your trusted financial partner! Put your faith in Essential and reap the benefits.