Education is Essential

We know the banking world can be impossible to navigate. So, we’ve done the homework for you and are dedicated to bringing you insightful information about the things you want to know more about. You don’t need to speak the language, we’re here to translate it for you.

How and When to Educate Your Teen on Credit Cards

How and When to Educate Your Teen on Credit Cards

Do you have to give a young person a credit card to start the education process? Not necessarily. But since studies have shown that 80% of American adults have a…

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10 Quick Tips to Organize & Declutter Your Home

10 Quick Tips to Organize & Declutter Your Home

Discard Decorations 2020 was the year we all had time to decorate and needed a change of scenery in our home.  If you have holiday decorations you did not use,…

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Five Easy Ways to Cut Monthly Expenses

Five Easy Ways to Cut Monthly Expenses

  Ever notice how your monthly expenses always seem to equal whatever salary you’re making, even after you get raises? The phenomenon is called “lifestyle creep” and it can keep…

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Essential Donates 1,000 mask to Children’s Hospital

Essential Donates 1,000 mask to Children’s Hospital

Essential Federal Credit Union donated 1,000 PPE Masks to Our Lady of the Lake Children’s Health hospital.  The mask will be distributed to its hospital patients and families.  Many in…

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Essential Joins Sylvia’s Toys for Christmas

Essential Joins Sylvia’s Toys for Christmas

Essential Federal Credit Union was honored to sponsor the annual Sylvia’s Toys for Christmas donation event. Beginning on November 27th, donation bins were placed in all of Essential’s branch lobbies…

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What an Essential FCU Loan Can Do for Your Baton Rouge Business

What an Essential FCU Loan Can Do for Your Baton Rouge Business

We understand that this year has been unlike any other for Baton Rouge businesses. And many could use some extra help facing the unique challenges created by the COVID-19 pandemic….

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Mortgage Facts and Why They’re Important

Mortgage Facts and Why They’re Important

When we’re kids, there are plenty of things adults do that we just don’t understand. One of those things is mortgages. We hear about them all the time, but who…

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Credit Card Balance Transfers

Credit Card Balance Transfers

Pay Off Debt Faster A balance transfer from a high-rate credit card to an Essential VISA Credit Card can be an effective money-saving method to pay down expensive credit card…

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Nine-Steps to Car-Buying

Nine-Steps to Car-Buying

Unless you plan to start collecting 400-foot mega yachts, a vehicle is likely to be one of the largest purchases you will make in your life. By taking the time…

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Helpful Credit Info From Your Baton Rouge Credit Union

Helpful Credit Info From Your Baton Rouge Credit Union

The financial system can be confusing, whether you’ve been paying bills for 50 years or five months. And one of the major aspects of the financial system is something many…

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