If you are in the market for a new loan, look no further than Essential Federal Credit Union. Whether you need a personal loan for a special occasion, are looking for a mortgage loan to buy your dream house, or need a business loan to buy more inventory for your small business, we have everything you need to ensure financial peace and satisfaction. With Essential, you will get the rates you deserve and the help you need to find a loan that is best for you and your financial needs.
We Offer Personal Loans in Baton Rouge
Our personal loans are there to assist with a family vacation you’ve always wanted to take, a car that you’ve had your eye on for a while, or even a Masters program that you’ve always wanted to complete. Our low rates, flexible terms, and rapid online approvals make it easier than ever to get you on your way to happiness! Some of the personal loans that we offer include:
To learn more about the various personal loans we offer, visit our Personal Loans page.
Where Can I Get A Business Loan in Baton Rouge?
At Essential, not only are you like family, but your business is like our business. We want to help you grow your small business because, at the end of the day, our customer’s happiness is the most important thing to us. A business loan is ideal for those who are looking to cover everyday expenses as well as those looking to finance a large project or inventory investment. Your business loan needs are unique, and we want to treat them as such. Getting a loan for your business may seem like a tedious and intimidating process, but we guarantee you that it is simpler than you think. Our loan representatives are experienced and ready to help you and your business. View our Business Loans page to explore the different business loans we offer so that you can find the one that is best for you.
Get Your Dream House With A Mortgage Loan from Essential
Are you in the market for a new home and are not literate in the language of finance and mortgage loans? We try to minimize the technical jargon that is so freely thrown around the banking industry by giving you everything you need to know, and omitting the extra fluff that you don’t. Some of the advantages of getting a home loan from Essential includes:
- Competitive interest rates
- Low down payments
- Free, no obligation rate quotes
- No prepayment penalties
- Fast pre-approval
- Refinancing solutions
As mentioned above, these are just some of the great perks of getting a mortgage loan from us. To read our extensive list, head over to our Home Loans page. Your dream house is just a click away!
Essential FCU Is Your Place to Get A Loan in Baton Rouge
If you have questions about any of the loans we offer, do not hesitate to contact us for more information. Our loan representatives would be happy to help you choose a loan that is best for you, guide you to different pages on our website to get more information, explain the different rates we offer or walk you through the process of getting a loan. If you are ready to start your future, you can apply for a loan now!