Interested In Getting a Mortgage Loan in Baton Rouge?
Are you finally ready to take one of the most exciting/biggest financial leaps? Are you located in the Baton Rouge area and are seeking the right place to get a mortgage loan? You have come to the right place. At Essential Federal Credit Union, we know that the home owning process can be intimidating, especially if it’s your first time. Lenders like to throw around complicated jargon which often confuses the customer, and thus results in doubt and hesitation. Essential gives full transparency and aims to satisfy the customer along every step of the way with up-to-date information.
So, What Exactly is a Mortgage Loan?
When it comes to mortgage loans, there are many options out there.
For more in depth information about each type of mortgage loan, one of our loan officers would love to speak with you over the phone or in person! For simplicity, we have boiled it down to three options of mortgage loans:
- Fixed vs. Adjustable
- Government-Insured vs. Conventional Loans
- Jumbo vs. Conforming Loan
You can also visit our website, to find more information about mortgage loans.
Now that you know what type of mortgage loans are out there, the next step would be to apply for a mortgage loan in Baton Rouge. To do this, you must fill out the loan application. In addition to filling out the loan application, you will need a Borrower’s Certification & Authorization, Credit Bureau Fee Debit Authorization, Mortgage Appraisal Debit Authorization and Rate Lock Agreement, Disclosure Statement, and 4506T (signed and dated by all parties). Mortgage Appraisal Debit what? Credit Bureau fee? We know, this sounds complicated and can be like a foreign language to customers. That is why we’re here to guide you through every step.
Need Help Securing a Mortgage Loans in Baton Rouge? Contact Us.
If you want to sleep at night with peace of mind knowing that you are working with people that are passionate, helpful, and honest, Essential is your one stop shop. With a range of services and a team of experts, we’ll provide the very best to ensure your financial stability. If you are ready to start the process of getting mortgage loans in Baton Rouge, call us at 225-353-8238 or send us an email. Don’t wait, we’re here to help.